What Is A SCN?
A secondary credit number(SCN) is a nine-digit number that has the exact same genetic makeup of a Social Security Number. It is simply an available file number at the credit bureaus that can have your financial information reported. You legally have the right to establish this number only once, so do not abuse it. After establishing your SCN number you can use it to open up new lines of credit after 60-90 days of credit history.
Uses For A SCN?
You can use your new SCN Number for things that would normally require credit reporting purposes. Use to get Bank Accounts, credit cards, personal loans, Auto loans, apartments, utilities, cable, cell phones, etc. However, This number does not replace your social security number and should not be used for any government purposes such as but not limited to: Mortgages, Military, Child support, DSS, Income/SSI, Taxes, FHA, VA, or any government backed funding. You are still legally responsible for any transactions or obligations you secure with your SCN. Why It’s Legal?It is your legal right to keep your Social Security Number private, and use a separate number for any credit related purposes. You can use the existing laws to your advantage for a change. Due to certain rights guaranteed by the (1974 US Privacy Act Title V Click here to see), you have the right to keep your Social Security Number private and not be denied service due to your refusal. The credit bureaus are not government agencies, so you do not have to give them your Social Security Number. To answer the question, YES if used properly. Thousands of people have done it over the past 30yrs and continue to do so. How It Works – The Secondary Credit Services works with a third party team of credit experts using advanced and effective methods, techniques and strategies to run and full-fill your order. Our team provides this in a timely and effective way.
This is how it works
Step 1 – You decide you want our service We then receive the application and your payment of $499 in our system with the details you provide us, and one single expert will be assigned to your file.
Step 2 – We start your order. Our expert will immediately start your file, the process usually takes 48-72 hours to complete after the order was placed but can take up to 5 business days.
Step 3 – Assigning Your Number Next, the expert then gathers you a brand new SCN which passes SafeScan, LexisNexis, LTFB, Social Security Number Validator and it is skip traced thoroughly. This ensures that your SCN is a clear and unused number. Once validated this number will be assigned as your new SCN number.
Step 4 – Your file is completed. You will receive your new Secondary Credit Number via e-mail with instructions on how to go about starting your new credit file.That’s it. That’s basically how it all works.